Terms & Conditions





By Using Our Site You Accept These Terms and Conditions


Please read these Terms and Conditions carefully and ensure that you understand them before using Our Site. These Terms and Conditions, together with any other documents referred to herein, set out the terms of use governing your use of this website, www.myref.online (Our Site). It is recommended that you print a copy of these Terms and Conditions for your future reference.

These Terms and Conditions were last updated on 30/03/2021.

Your agreement to comply with these Terms and Conditions is indicated by your use of our site.

The following document also applies to your use of Our Site:

         Our Privacy Policy. This is also referred to below in Part 14.


1.            Definitions and Interpretation

1.1          In these Terms and Conditions, unless the context otherwise requires, the following expressions have the following meanings:



means any and all text, images, audio, video, scripts, code, software, databases, and any other form of information capable of being stored on a computer that appears on, or forms part of, our site; and

We/Us/Our Site

means MyRef LTD


2.            Information About Us

2.1          Our Site is operated by MyRef. We are a limited company registered in England and Wales under company number 13244521.



3.            How to Contact Us

To contact Us, please email Us at contact@myref.co.uk or telephone Us on 0203 390 0104


4.            Access to Our Site

4.1          Access to Our Site is free of charge.

4.2          It is your responsibility to make the arrangements necessary in order to access our site.

4.3          Access to Our Site is provided on an �as is� and on an �as available� basis. We may suspend or discontinue Our Site (or any part of it) at any time. We do not guarantee that Our Site will always be available or that access to it will be uninterrupted. If We suspend or discontinue Our Site (or any part of it), We will try to give you reasonable notice of the suspension or discontinuation.


5.            Changes to Our Site

We may alter and update Our Site (or any part of it) at any time Upgrading any of our policies to reflect upgrades in the service or the revealing of new features.


6.            Changes to these Terms and Conditions

6.1          We may alter these Terms and Conditions at any time. If We do so, details of the changes will be highlighted at the top of this page. As explained above, your use of Our Site constitutes your acceptance of these Terms and Conditions. Consequently, any changes made to these Terms and Conditions will apply to your use of Our Site the first time you use it after the changes have been implemented. You are therefore advised to check this page every time you use Our Site.

6.2          If any part of the current version of these Terms and Conditions conflicts with any previous version(s), the current version shall prevail unless We explicitly state otherwise.


7.            [International Users

Our Site is intended for users Globally.


8.            How You May Use Our Site and Content (Intellectual Property Rights)

8.1          All Content included on Our Site and the copyright and other intellectual property rights in that Content belongs to or has been licensed by us, unless specifically labelled otherwise. All Content is protected by applicable United Kingdom and international intellectual property laws and treaties.

8.2          You may access, view, and use Our Site in a web browser (including any web browsing capability built into other types of software or app) and you may download Our Site (or any part of it) for caching (this usually occurs automatically).

8.3          You may print one copy and download extracts of any page(s) from Our Site for personal use only.

8.4          You may not modify the printed copies or downloaded extracts in any way. Images, video, audio, or any other Content downloaded from Our Site must not be used separately from accompanying text.

8.5          Our status as the owner and author of the Content on Our Site (or that of identified licensors, as applicable) must always be acknowledged.

8.6          You may not use any Content saved or downloaded from Our Site for commercial purposes without first obtaining a licence from Us (or our licensors, as applicable). This does not prevent the normal access, viewing, and use of Our Site for general information purposes by business users or consumers.


9.            Links to Our Site

9.1          You may link to any page on Our Site

9.2          Links to Our Site must be fair and lawful. You must not take unfair advantage of Our reputation or attempt to damage Our reputation.

9.3          You must not link to Our Site in a manner that suggests any association with Us (where there is none) or any endorsement or approval from Us (where there is none).

9.4          Your link should not use any logos or trade marks displayed on Our Site without Our express written permission.

9.5          You must not frame or embed Our Site on another website without Our express written permission.

9.6          You may not link to Our Site from another website the main content of which is unlawful; obscene; offensive; inappropriate; dishonest; defamatory; threatening; racist, sexist, or otherwise discriminatory; that promotes violence, racial hatred, or terrorism; that infringes intellectual property rights; or that We deem to be otherwise objectionable.


10.         Links to Other Sites

10.1       Links to other websites may be included on Our Site. Unless expressly stated, these sites are not under Our control. We accept no responsibility or liability for the content of third-party websites.

10.2       The inclusion of a link to another website on Our Site is for information purposes only and does not imply any endorsement of that website or of its owners, operators, or any other parties involved with it.


11.         Disclaimers

11.1       Nothing on Our Site constitutes professional advice on which you should rely.

11.2       MyRef LTD makes no warranty or representation that this website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will be compatible with all systems, that it will be secure and that all information provided will be accurate. We make no guarantee of any specific results from the use of this website.

11.3       We make reasonable efforts to ensure that the content on our Site is complete, accurate, and up to date, but we make no warranties, representations, or guarantees (express or implied) that this will always be the case.


12.         Our Liability

12.1       We accept no liability for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content included on Our Site.



13.         Acceptable Usage of Our Site

13.1       You may only use Our Site in a lawful manner:

a)            You must ensure that you comply fully with any and all local, national, or international laws and regulations that apply;

b)            You must not use Our site in any way, or for any purpose, that is unlawful or fraudulent; and

c)            You must not use Our Site to knowingly send, upload, or in any other way transmit data that contains any form of virus or other malware or any other code designed to adversely affect computer hardware, software, or data of any kind.

13.2       If you fail to comply with the provisions of this Part 14, you will be in breach of these Terms and Conditions. We may take one or more of the following actions in response:

a)            Suspend or terminate your right to use Our Site;

b)            Issue you with a written warning;

c)            Take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach;

d)            Take further legal action against you, as appropriate;

e)            Disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or

f)             Any other actions which We deem reasonably appropriate (and lawful).

13.3       We hereby exclude any and all liability arising out of any actions that We may take (including, but not limited to those set out above in Part 14.2) in response to your breach.


14.         How We Use Your Personal Information

We will only use your personal information as set out in Our Privacy Policy


15.         Communications from Us

15.1       If We have your contact details, We may send you important notices by email from time to time. Such notices may relate to matters including, but not limited to, changes to Our Site or to these Terms and Conditions.

15.2       We will not send you marketing emails without your express consent. If you do consent to marketing, you may opt out at any time. All marketing emails from Us include an unsubscribe link. If you opt out of emails from Us, it may take up to 30 days for your request to take effect and you may continue to receive emails during that time.

15.3       For questions or complaints about communications from Us, please contact Us using the details above in Part 3.


16.         Law and Jurisdiction

16.1       These Terms and Conditions, and the relationship between you and Us (whether contractual or otherwise) shall be governed by, and construed in accordance with, English law.

16.2       If you are a consumer, you will benefit from any mandatory provisions of the law in your country of residence. Nothing in Part 17.1 takes away from or reduces your legal rights as a consumer.

16.3       Any dispute, controversy, proceedings, or claim between you and Us relating to these Terms and Conditions or to the relationship between you and Us (whether contractual or otherwise) shall be subject to the jurisdiction of the courts of England, Wales, Scotland, or Northern Ireland, as determined by your residency.